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    Purchasing Your Home

    Any major purchase requires research, careful analysis, consideration, and thought. Home buying isn't any different! Determining the right location, the number of bedrooms or bathrooms needed, and outdoor space is the easier things. However, there are many other factors to think about in your home search. From your initial search to the moment you get the keys to your new home, we will be there, guiding you through the process. We can even help connect you with mortgage professionals to get the best rates. 

    As area experts, we can help educate you on the different neighborhoods, schools, and other local community amenities that suit your lifestyle. 

    Joe Wiessner Realty Buyer Representation

    Home Buying Can Be Easy
    As your buying agent, we can help streamline the process of buying a home and make it easier for you. We've aligned with the top professionals in the industry, and once an offer has been accepted, we will personally help facilitate the process to close on the home. By working closely with mortgage brokers, title and escrow companies, home inspectors, and home warranty companies we will provide you with the best service possible!

    Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

    Considering selling or refinancing your home? Get an INSTANT property valuation now!

    To find out how we can be of assistance to you, please call us today:

    609-561-1010

    FREQUENTLY ASKED QUESTIONS FROM BUYERS

    Joe Wiessner Realty™ is committed to providing the best online experience for all our customers. Please review our Frequently Asked Questions From Buyers and see if the links below are helpful. Fill out the form below with your question, we’ll get the answer for you — FAST!

    I’m ready to buy, what’s the first step?

    Answer: The first step in buying a home is arranging to pay for it. For those that are financing their new home, this is a critical step and should be addressed before you start looking. We have access to top Lenders, Dominick Lombardo - Allied Mortgage, it's fast and easy! Contact us to get your credit score. This is the very first step.

    What's Happens Next?

    Answer: Depending on the outcome of your credit score, one of three things will happen:

    a pre-qualification letter will be issued typically showing your purchase limit along with your down payment amount. This is good, we can go shopping for homes in this general price range.

    a pre-approval letter will be issued. This is even better. The buyer has taken further initiative and supplied the Lender with addition documentation (Job History, W-2's, Bank Statements, and Other Savings). Other than paying cash, pre-approval letters always get the Listing Agents attention. This shows real Buyer commitment.

    credit repair. Typically if your credit score is below 620, there will be some work that needs to be done before house hinting. Sometimes. with Lender assistance, a couple of moves and you're good to go. In more severe cases it may take much longer (especially in prior short sale and bankruptcy situations)

    Your Official... Your Lender Credit Letter has arrived, now what?

    Answer: This is the most critical decision a Buyer must make. An error here can cost a Buyer dearly. Choose the Right Agent! This is a fact: 20% of the Agents sell 80% of the real estate. How do you identify these top agents?

    How to pick a GOOD AGENT

    • Good Agents have good reviews on Google, Facebook, and Zillow. Quantity here does matter, a perfect score does not.
    • Elite Agents will never tell you how busy they really are. They just get it it done.
    • Good Agents, after viewing a property, will honestly tell Buyers which are good values and which are money pits!
    • Top Agents will likely not show Buyers property unless a Lender Qualification Letter or Proof of Funds (Cash) have been delivered to the Agent prior to house hunting.
    • Great Agents are both personable and professional. 
    • Top Agents often have Assistants, this is a good sign of how seriously they take the details of their business.
    • Good Agents have the Buyers best interests at heart, when the Buyer wins, the Agent also wins.

    How to spot a WEAK AGENT

    • No reviews
    • Does not request proof of funds or a pre-qualification or pre-approval letter.
    • Only wants to show their listings.
    • Pushy, not attentive to the Buyers living situation or to the specific areas where the Buyer wants to live.
    • Persuades Buyers not to do their own independent inspections on the offered property. (RUN FOR THE HILLS!)
    • Poor Chemistry, unkempt appearance/car. Trust your GUT!

    How Do Buyer's Agents Get Paid?

    Answer: The overwhelming amount of the time, the Seller as part of their listing agreement with the Listing Agent, agrees to pay for the Buyers Agent portion of the commission. Whats it mean? The vast majority of the time your Buyers Agent works for you for free! Most of the time Buyers don't pay anything!

    What Documents Do I Need when I Apply for a Mortgage?

    Answer: Good question! If you have everything with you when you visit your lender, you’ll save a good deal of time.

    You should have:

    1. social security numbers for both your and your spouse, if both of you are applying for the loan;
    2. copies of your checking and savings account statements for the past 6 months;
    3. evidence of any other assets like bonds or stocks;
    4. a recent paycheck stub detailing your earnings;
    5. a list of all credit card accounts and the approximate monthly amounts owed on each;
    6. a list of account numbers and balances due on outstanding loans, such as car loans;
    7. copies of your last 2 years’ income tax statements; and
    8. the name and address of someone who can verify your employment. 

    What is the #1 Most Misunderstood Belief that Buyers have?

    Answer: This is easy! Many Buyers believe that they must call the Agent on the sign. Totally false! I'm not saying that a Buyer is at a disadvantage every time, but it may be in the Buyers best interest to have their own independent representation. Sometimes a listing agent bias can creep in. Meaning: Since the Seller is paying the Buyer and Listing sides (both sides)of the commission, sometimes the allure of twice as much money clouds a listing Agent's judgement.

    Why Buy in the First Place?

    Answer: We live in the United States of America. The most free country in the world. We have been granted the ability to own as much real estate as we can afford to purchase (there's no limit!). Historically real estate have been a reliable wealth builder by natural appreciation over time plus the fantastic tax benefits that are derived from ownership (namely tax write offs: mortgage interest and property taxes). Check with your accountant for details. Most importantly is just feels good to own a part of the American Dream! The statement "Pride of Ownership" should never be understated. 

    “If I were asked to name the chief benefit of the house, I should say: the house shelters daydreaming, the house protects the dreamer, the house allows one to dream in peace.”  — Gaston Bachelard

    Joe Wiessner Realty™ Homes | Expert Buyer Advice | 609-561-1010

    6466 Dehirsch, Mizpah image
    6466 Dehirsch, Mizpah $95,000

    With a little work and imagination, this sturdy building could have life restored to it. It's located in the heart of Mizpah Village which mainly consists of single fami...

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    • 2 Baths
    • 570703 MLS
    • 4 DOM
    • ACTIVE Status
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    352 Grape Street, Hammonton image
    352 Grape Street, Hammonton $369,900

    Grape dreams are made of this! First class renovation – you need to see it to believe it! 1907 meets 2023 and a winning combo it is. The materials and craftsmanship are o...

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    • 3 Beds
    • 2 Baths
    • 570133 MLS
    • 23 DOM
    • ACTIVE Status
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    352 Grape St, Hammonton image
    352 Grape St, Hammonton $369,900

    Grape dreams are made of this! First class renovation – you need to see it to believe it! 1907 meets 2023 and a winning combo it is. The materials and craftsmanship are o...

    • 3 Beds
    • 2 Baths
    • NJAC2006894 MLS
    • 24 DOM
    • ACTIVE Status
    47 Chapman Blvd, Somers Point image
    47 Chapman Blvd, Somers Point $297,000

    Here is the home you have been waiting for! Adorable! Walk in to your living room which leads to the beautifully updated kitchen (6 years) with 42 inch cabinets and quali...

    • 3 Beds
    • 2 Baths
    • NJAC2006926 MLS
    • 23 DOM
    • ACTIVE Status
    1507 Berlin Rd, Cherry Hill image
    1507 Berlin Rd, Cherry Hill $339,900 ▼

    Welcome home to this 4 bedroom, 2 bath home! Enter the front door to your living room with high ceiling and large window allowing plenty of natural light, updated kitchen...

    • 4 Beds
    • 2 Baths
    • NJCD2040124 MLS
    • 26 DOM
    • PENDING Status
    1742 Mccall Ave, Mays Landing image
    1742 Mccall Ave, Mays Landing $344,500 ▼

    Picture yourself living in this Masterpiece on McCall! This home is truly made for both entertaining and everyday living. As soon as you enter you are greeted with a ...

    • 3 Beds
    • 2 Baths
    • NJAC2006662 MLS
    • 56 DOM
    • PENDING Status
    55 La Cascata, Clementon image
    55 La Cascata, Clementon $139,900

    Lakeside views in this well maintained interior unit in the LaCascata development! 2 bedrooms and 1.5 baths; kitchen features granite countertops and stainless steel appl...

    • 2 Beds
    • 2 Baths
    • NJCD2039154 MLS
    • 11 DOM
    • PENDING Status
    763 N Egg Harbor Road, Hammonton image
    763 N Egg Harbor Road, Hammonton $329,900 ▼

    Big Home - Good Lot - Great Home to raise a family. 763 N. Egg Harbor Road in Hammonton is a 4 bed with 2 full baths family home. Total living space square footage is 2,2...

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    • 4 Beds
    • 2 Baths
    • 568759 MLS
    • 68 DOM
    • PENDING Status
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    131 Wisteria Ave, Richland image
    131 Wisteria Ave, Richland $339,900 ▼

    Wishlist: Woods, Warmth, Wizardry — Wisteria! Richland - Buena Vista Twp. This property has privacy written all over it. 4.81 glorious acres, with a 1,485 square foot sup...

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    • 2 Beds
    • 1 Baths
    • 568517 MLS
    • 99 DOM
    • ACTIVE Status
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    229 Glenside Ln, Williamstown image
    229 Glenside Ln, Williamstown $222,900 ▲

    Coffey House. 229 Glenside is located at the southern-most point in Folsom Boro. Students attend the renowned Folsom Elementary School (K-8). The property has limited vie...

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    • 3 Beds
    • 1 Baths
    • 568515 MLS
    • 99 DOM
    • ACTIVE Status
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    763 N Egg Harbor Rd, Hammonton image
    763 N Egg Harbor Rd, Hammonton $329,900 ▼

    Big Home - Good Lot - Great Home to raise a family. 763 N. Egg Harbor Road in Hammonton is a 4 bed with 2 full baths family home. Total living space square footage is 2,2...

    • 4 Beds
    • 2 Baths
    • NJAC2006276 MLS
    • 83 DOM
    • PENDING Status
    131 Wisteria Ave, Richland image
    131 Wisteria Ave, Richland $339,900 ▼

    Wishlist: Woods, Warmth, Wizardry — Wisteria! Richland - Buena Vista Twp. This property has privacy written all over it. 4.81 glorious acres, with a 1,485 square foot sup...

    • 2 Beds
    • 1 Baths
    • NJAC2006256 MLS
    • 102 DOM
    • ACTIVE Status
    229 Glenside Ln, Williamstown image
    229 Glenside Ln, Williamstown $222,900 ▲

    229 Glenside is located at the southern-most point in Folsom Boro. Students attend the renowned Folsom Elementary School (K-8). The property has limited views of Cushman ...

    • 3 Beds
    • 1 Baths
    • NJAC2006204 MLS
    • 39 DOM
    • ACTIVE Status
    16 Yale Rd, Atco image
    16 Yale Rd, Atco $289,900 ▼

    Graduate to a Bigger Home. 16 Yale Road is a large home with a high degree of meticulous care. 4 bedrooms with 1.5 baths – a total of 1,928 square feet. One car attached ...

    • 4 Beds
    • 2 Baths
    • NJCD2036788 MLS
    • 102 DOM
    • ACTIVE Status
    119 Stanger Ave, Glassboro image
    119 Stanger Ave, Glassboro $194,900 ▼

    A great way to start! Excellent starter home located in scenic Elk Township. 3 bedrooms, 1 full bath – all on a .51 acre lot. Full Basement with natural gas heat. Large l...

    • 3 Beds
    • 1 Baths
    • NJGL2021562 MLS
    • 112 DOM
    • PENDING Status
    4530 Atlantic Ave, Hammonton image
    4530 Atlantic Ave, Hammonton $199,900

    Atlantic Avenue Mullica Township (Elwood Section). Big Farmhouse (2,734 sq ft). 3 stories. The main level is renovated - the family room is large and has ornate columns f...

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    • 4 Beds
    • 3 Baths
    • 567311 MLS
    • 13 DOM
    • PENDING Status
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    5253 Pleasant Mills Road, Hammonton image
    5253 Pleasant Mills Road, Hammonton $235,900 ▼

    Be One with Nature. Here's your chance to own the "Not So Big House" - How many square feet do you really need to be happy? This house has over 900 +/- sq. ft which corre...

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    • 2 Beds
    • 1 Baths
    • 567224 MLS
    • 37 DOM
    • PENDING Status
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    1 Pleasant Mill Ct, Medford image
    1 Pleasant Mill Ct, Medford $570,000 ▼

    Rare opportunity in a Medford community! Just under an acre and a half property with an inground pool and a fountain wall. This home was built to entertain! 2 car deta...

    • 4 Beds
    • 3 Baths
    • NJBL2033108 MLS
    • 83 DOM
    • PENDING Status
    4530 Atlantic Ave, Hammonton image
    4530 Atlantic Ave, Hammonton $199,900 ▼

    Atlantic Avenue Mullica Township (Elwood Section). Big Farmhouse (2,734 sq ft). 3 stories. The main level is renovated - the family room is large and has ornate columns f...

    • 4 Beds
    • 3 Baths
    • NJAC2003246 MLS
    • 161 DOM
    • PENDING Status
    66 Island Rd, Monroeville image
    66 Island Rd, Monroeville $429,900 ▼

    It's a 1900's farmhouse that has been restored to life with a modern renovation throughout, sitting on 3.75 acres. Surrounded by picturesque farm lands and high end ho...

    • 4 Beds
    • 3 Baths
    • NJSA2003284 MLS
    • 91 DOM
    • ACTIVE Status
    528 New Freedom Rd, Berlin image
    528 New Freedom Rd, Berlin $439,900 ▼

    RANCHER, SEPEARATE IN-LAW SUITE, MECHANICS POLE BARN and ASSORTED OUT-BUILDINGS. The Best of All Worlds. Two Homes on over 2.5 acres with 30' x 40' Insulated Pole Barn. T...

    • 2 Beds
    • 2 Baths
    • NJCD2022462 MLS
    • 310 DOM
    • ACTIVE Status
    1508 15th St, Hammonton image
    1508 15th St, Hammonton $199,900 ▼

    Folsom Short Sale! 1508 15th Street. 1.17 acres. This property is being sold as is (the seller will do no repairs). The dwelling will need some repair, these include but ...

    • 3 Beds
    • 2 Baths
    • NJAC111182 MLS
    • 473 DOM
    • ACTIVE Status

    The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the South Jersey Shore Regional Multiple Listing Service. Real Estate listings held by brokerage firms other than Think KW Real Estate are marked with the Broker Reciprocity logo (a little black house) and detailed information about them includes the name of the listing brokers.

    Information is deemed accurate but not guaranteed.

    Copyright 2019 South Jersey Shore Regional Multiple Listing Service.

    All rights reserved.

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    JOE WIESSNER REALTY™
    45 Route 73
    Winslow Township NJ 08009
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