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Lower Bank NJ 08215 is an unincorporated community located in Washington Twp-Southern Burlington County. Lower Bank is a small community, about 300 residents, but big on gorgeous Mullica River homes. The easiest access from the south is by the Lower Bank Bridge. To the north, take scenic Route 542. Lower Bank has a zero "suburban sprawl" ratio, meaning there is none! It's just you and nature. The River Road Clam House is an iconic seafood restaurant, best ever. Rare are houses that come up for sale, when one does, be ready to buy it!